IN ULIPs, INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
|Give a missed call on 022-6611-6024|
It’s true. Every year, additional allocations over and above your premium amount are added to the funds. These allocations start at 1% and increase every 5 years to 3%, 5% and 7%. All you need to do is stay invested and let us honour the faith you have entrusted in us. So the longer you pay, higher the rewards. #Unyakeenable, isn’t it?
1Allocation will be made only if premium is paid within the grace period.
Paying taxes is not a choice, and we can help you save up to INR 45000, under section 80C. That’s not all! Even the returns you get are exempted from tax under section 10(10D). Isn’t that great?
2Provided that the tax rate of 30% is applicable to the individual and he/she is availing exemption of Rs.1,50,000 available under section 80C of Income Tax Act,1961. Tax benefits are subject to changes in the tax laws.
Your life is valuable to your family. And when you are not around, we might not be able to help your family cope up with the emotional loss but we definitely try to make sure that they do not suffer financially by providing you with a life cover.
We owe our children a life full of happiness and free of concerns. As our responsibility towards you, in an unfortunate event of your demise, we will waive off all future premiums & credit the amount to your fund value along with the additional allocations as and when due. What’s more, we will also pay a lumpsum amount immediately.
*Under this benefit, policyholder/proposer can be a parent / grand-parent / guardian or any person who has an insurable interest with the insured child.
Life stage and duration based strategy creates an ideal balance between equity and debt, based on your age and financial goals. Whereas the self-managed strategy gives you the freedom to allocate money as per your choice to 5 different funds.
|Fund Name||Allocation %||CAGR(returns since inception)*||Since||Rating#||Charges|
|Equity Large Cap||
|Equity Top 250||
|Equity Mid Cap||
|6.74%||2017||to be rated*||1.35%|
#Funds rated by Morningstar as on Mar 31st, 2018 (Investment Research Firm) after 3 years from fund inception
*CAGR calculated as per fund factsheet dated December 31st, 2018.
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