Key Features of Edelweiss Tokio Life - TotalSecure+

Comprehensive & customisable

Provides life cover & cover against 35 critical illnesses such as cancer, diabetes etc. Customise by choosing convenient payment terms & payout options.

Pay as you wish

Flexible premium paying term including single pay, limited pay (for 5, 10, 15, 20, 25 years) and regular pay till policy lasts.

Accelerated critical illness benefit #

On occurrence of specified critical illnesses, policyholder will receive a payout of the critical illness sum but the policy will continue with the base sum assured reduced by the amount of critical illness claim paid. Future premiums payable under the policy for death benefit will be reduced proportionately.

Choose your payout options

You can choose the death benefit payout options as lumpsum or income along with the number of months you want the death benefit to be paid and also between equal or increasing monthly sums compounded @ 5.00% per annum.

Key Features of
Edelweiss Tokio Life - TotalSecure+

Life Cover
Policy Term
Critical Illness Cover

Basic life cover
Life & 7 critical illness cover
Life & 35 critical illness cover

Edelweiss Tokio Life – Total Secure+ is a comprehensive online term insurance plan which provides life cover and cover against 35 critical illnesses. It provides comprehensive protection that secures your family and also fulfills your need for critical illness insurance. This online term insurance plan comes with multiple customizable options. You can choose the life cover, critical illness benefit, policy term, premium paying term and benefit pay out options.

Age (as on last birthday) Minimum: 18 years age last birthday & Maximum: 65 years age last birthday
Premium Paying Term Life Cover: Single Pay
Limited Pay: 5,10,15,20,25 years Regular Pay
Life and Basic Health Cover & Life and Comprehensive Cover: Regular Pay
Policy Term Minimum: 10 years & Maximum: 62 years
Life and Basic Health & Life and Comprehsenive Health: Minimum 10, Maximum 40 years
Maximum Maturity Age Life Cover: 80 years
Life and Basic Health & Life and Comprehensive Health: 75 years
Minimum Sum assured Minimum: Base Sum
Assured: Rs 25,00,000
Critical Illness Sum Assured: Rs 500,000
Minimum Annual Premium Minimum Annual Premium : Rs. 3,000
Premium Payment Frequency Single Pay : Single
Other Pay : Only annual premium payment mode is available under this product.

  • » Alzheimer’s Disease
  • » Apallic Syndrome
  • » Aplastic Anaemia
  • » Bacterial Meningitis
  • » First Heart Attack – of Specified Severity
  • » Blindness
  • » Cancer of specified severity (malignant tumor)
  • » Cardiomyopathy
  • » Chronic liver disease
  • » Chronic Lung Disease
  • » Coma of specified Severity
  • » Creutzfeldt – Jacob disease
  • » Deafness
  • » Encephalitis
  • » Benign Brain Tumour
  • » Kidney Failure Requiring Regular Dialysis
  • » Loss of Independent Existence
  • » Loss of Limbs
  • » Loss of Speech
  • » Major Burns
  • » Major Head Trauma
  • » Major Organ/ Bone Marrow Transplant (as recipient)
  • » Motor Neurone Disease with Permanent Symptoms
  • » Multiple Sclerosis with Persisting Symptoms
  • » Muscular Dystrophy
  • » Open Chest CABG
  • » Open Heart Replacement or Repair of Heart Valves
  • » Parkinson’s Disease
  • » Permanent Paralysis of Limbs
  • » Poliomyelitis
  • » Primary Pulmonary hypertension
  • » Rheumatoid arthritis
  • » Stroke resulting in permanent symptoms
  • » Surgery to aorta
  • » Systemic lupus Eryth with Renal Involvement